Along with our commitment to protecting your Home/Auto/Business we also provide long range planning. For example many of us have life insurance now but, did you know that life insurance can be used for wealth transfer. In regards to Long Term Care 1 of every 3 people will spend some time in a nursing home. Our guaranteed annuities will allow your retirement nest egg to have steady growth with no risk.

When we sit down with you to develop your personal long term plans/goals we use Life, Long Term Care (LTC) & Annuities. Every person’s needs and goals are unique and we take the time to work with you on your own customized plan.

Billmark’s Sauk Centre Insurance Inc. provides the following types of personal insurance protection:

Life Insurance · Disability Insurance · Long Term Care · Annuities

Long Term Care Insurance

Long Term Care is essentially an insurance product that will help to offset the monthly cost of “Senior” care, which includes Home Health and Assisted Living, as well as Nursing Homes.


Much like a Certificate of Deposit (CD), an annuity is a money yielding insurance product that guarantees a specific rate for a specific amount of time. Unlike a CD, most annuities are for a period of 5 or more years and rates are generally higher than those offered in a CD.